A helping hand.
Without interest.
TOSH GEMACH helps people in our community through interest-free loans, bringing the tradition of gemilus chasadim into everyday life.
Learn about our loansFor one another.
Sometimes a little help makes a meaningful difference. A gemach offers that help through acts of kindness.
At TOSH GEMACH, our focus is simple: interest-free loans for the community. Giving a helping hand is at the heart of who we are.
Start with a conversation.
Before arranging a loan, speak with TOSH GEMACH about your needs and the current lending process.
Explain what you need.
Prepare a brief explanation of the amount you need and what the loan would help you cover.
Ask about the terms.
Confirm availability, eligibility, required information, and repayment arrangements with the gemach.
Agree on a clear plan.
Make sure you understand the agreed terms before proceeding with a loan.
Common questions.
What is a gemach?
A gemach is a community service rooted in gemilus chasadim—acts of kindness. TOSH GEMACH focuses on interest-free loans.
Do the loans carry interest?
No. TOSH GEMACH provides interest-free loans. Confirm the full loan terms directly with the gemach before proceeding.
How much can I borrow?
Loan amounts and availability need to be confirmed directly with TOSH GEMACH. No borrowing limits are published here.
Can I apply on this website?
Online applications are not currently available. Contact information will be added here so you can speak with TOSH GEMACH.
Let’s connect.
Have a question about an interest-free loan? Speak with TOSH GEMACH to learn about the next step.
Our phone number and contact information will appear here when available.